Mobicred digital credit
MobIcred is a simple & convenient credit facility that allows you to safely shop online. Your Mobicred account allows you to make one single monthly payment for all your purchases with a revolving credit limit - allowing you to spend whatever you re-pay.
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ApplIcations are usually approved instantly, but can take up to 2 days
Get up to R50 000 credit
Interest bearing (1.9% per month, as regulated by the NCA)
Repay over 12 months
Apply now
Application requirements
Application requirements:
  • Have a valid South African ID Number​
  • Be 18 years or older​
  • Have an existing & valid bank account in applicant’s name​
  • A current & valid email address & mobile number​
  • May be asked to provide 3 months bank statements
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Free credit score (desktop)
Type, or drag the slider to choose the amount you want to purchase for:
R50 000
Monthly Instalment
Revolving credit
Apply now
Monthly servIce fees R61
Interest per month: 1.9%
**DIsclaimer: This calculator is intended to provide estimates based on the indicated amounts, rates and fees. Whilst we make every effort to ensure the accuracy of these calculations, we cannot be held liable for inaccuracies. PayItOff does not accept liability for any damages arising from the use of this calculator.
Mobicred (Pty) Ltd. is a registered Credit Provider. NCRCP 10896. RCS is a registered Credit and Authorised Financial Services Provider. NCRCP 38. FSP 44481 Copyright Mobicred (Pty) Ltd 2021. All rights reserved.
How do I open a Mobicred account?
What are the requirements for opening a Mobicred account?
Can my application be declined?
How do I pay with Mobicred in store?
What is the interest charged on my account?
How do I pay my account?
How do I receive my statement?
What if I suspect fraud has occurred on my account?
How do I reset my password?