Get ready to shop, swipe and smile!
Credit with your best interests at heart.
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Simple and
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Options to suit
your needs
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Shop at all
our stores
Browse our credit options and decide which suits you best
Each page has detailed information about the credit offering as well as what you will need to apply.
Card 1
Pay It Off
Store Card
Read more
Card 2
Mobicred
digital credit
Read more
Not sure which credit option is best for you?
Here’s a handy comparison to help you compare the basics in one view
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Pay It Off
Store Card
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Mobicred
digital credit
Up to 55 days interest-free
(when you pay your account in full and on time every month)
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Shop in-store
(Shoprite Group stores, excluding furniture stores)
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Shop online
(Shoprite Group stores, excluding Sixty60)
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Shop outside the Shoprite Group?
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Repayment options
  • Revolving
  • 24, 36 months
  • Revolving
  • 12 months
Customer ProtectIon Insurance
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Debit order payment
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SMS notIficationon purchases
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Monthly fees
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Interest
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Proudly brought to you by Shoprite Financial Services, a division of the Shoprite Group of Companies.
Our purpose is to uplift lives through financial inclusion so that our customers may have an opportunity at a better life.
If you would like to read more about us, please click on the relevant logos below.
shoprite financial servicesshoprite group of companies
FAQ’S
What is a credit application?
What does a credit provider consider during the credit application process?
What is a credit bureau profile?
What is a credit bureau?
Why would a credit provider decline my credit application?
What is a credit score?
Why would my credit score be poor?
Where can I see my credit score?
What if my credit report reflects incorrect information?
What is affordability?
What is a credit cost multiple?
What is an instalment?
Stuck and need help
Stuck and need help?