Get ready to shop, swipe and smile!
Credit with your best interests at heart.
Info Circle 1
Simple and
transparent
Info Circle 2
Options to suit
your needs
Info Circle 3
Shop at all
our stores
Browse our credit options and decide which suits you best
Each page has detailed information about the credit offering as well as what you will need to apply.
Pay It Off Store Card
Pay It Off
Store Card
Read more
Mobicred
Mobicred
digital credit
Read more
PayJustNow
PayJustNow
split payment
Read more
Not sure which credit option is best for you?
Here's a handy comparison to help you compare the basics in one view
Pay It Off
Pay It Off
Store Card
Mobicred
Mobicred
digital credit
PayJustNow
PayJustNow
split payment
Interest free
55 days interest free
-
Yes
Shop in-store
(Shoprite Group stores, excluding furniture stores)
Yes
Yes
Yes
Shop online
(Shoprite Group stores, including Checkers Sixty60)
Yes
With MMA linked Xtra Savings card
Yes
With MMA linked Xtra Savings card
Yes
With MMA linked Xtra Savings card
Shop outside the Shoprite Group?
-
Yes
Yes
Repayment options
  • Revolving
  • 12 months
  • Revolving
  • 24, 36 months
Split purchase
over 3 payments
Customer Protection Insurance
Yes
-
-
Debit order payment
Yes
Yes
Yes
SMS notification on purchases
Yes
Yes
Yes
Monthly fees
Yes
Yes
-
Proudly brought to you by Shoprite Financial Services, a division of the Shoprite Group of Companies.
Our purpose is to uplift lives through financial inclusion so that our customers may have an opportunity at a better life.
If you would like to read more about us, please click on the relevant logos below.
shoprite financial servicesshoprite group of companies
FAQ’S
What is a credit application?
What does a credit provider consider during the credit application process?
What is a credit bureau profile?
What is a credit bureau?
Why would a credit provider decline my credit application?
What is a credit score?
Why would my credit score be poor?
Where can I see my credit score?
What if my credit report reflects incorrect information?
What is affordability?
What is a credit cost multiple?
What is an instalment?
Stuck and need help
Stuck and need help?